Practices Used by Debt Collection Agencies
Debt collectors use different practices to recover money in exchange for a fee. Some agencies also buy debt to recover the amount owed. They are prohibited from using unfair and abusive collection...
View ArticleSecured Loan for a Longer Repayment Schedule and Attractive Interest Rate
Secured personal loans offer many advantages such as longer terms of repayment and attractive interest rates. This makes monthly payments more affordable, and borrowers are less likely to default....
View ArticleBenefits of Using Credit Cards
Credit cards offer many benefits in addition to better purchase power. Cardholders using credit cards with the word ‘signature’ on them are entitled to concierge service, emergency assistance, car...
View ArticlePurchasing a Vehicle – You Need a Loan
People apply for bad credit loans to purchase of a vehicle, for home and car repairs, and more. There are different providers, including payday lenders and brick-and-mortar businesses. Non-bank lenders...
View ArticlePeer to Peer Lenders for Individual Borrowers
Banks and finance companies offer secured and unsecured loans to new and regular customers. The fees, penalties, closing costs, and interest rate are important factors. Attractive deals are usually...
View ArticleCredit Card for Your Shopping Needs
Secured cards require a deposit which is usually equal to the limit offered. Financial institutions require a deposit, but secured cards are sometimes the only option available to debt-ridden...
View ArticleLoans and Types of Collateral
Borrowers should take different factors into account, including variable vs. fixed interest rate, repayment schedule, amortization, and others. Financial institutions and credit unions offer...
View ArticlePersonal Loan to Pay Tuition
Applying for a personal loan is one way to finance the purchase of big-ticket items, go on vacation, pay tuition, and more. Banks offer loans to help borrowers with their home improvement projects,...
View ArticleAir Miles Criteria and Approval
Issuers such as MBNA, RBC, and other large banks offer air miles and travel credit cards. Travel cards are available to existing and new individual customers and businesses. Customers enjoy premium...
View ArticleBeneficial Features of Personal Credit Cards
Scotiabank offers convenient banking and borrowing tools such as currency and account services, credit cards, and lines of credit. Cards come in different versions, including student, low interest,...
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